AEF

Community-owned

 

  • Bali - Desa Pakraman and LPD

 Lembaga Perkreditan Desa (LPD) is a financial institution with two unique characteristics: (a) as an institution owned and governed by the customary village (desa adat, desa pakraman), it is fully integrated into Balinese culture; (b) like no other financial institution, it is inclusive in outreach, covering almost all customary villages of Bali and the vast majority of its population... [weiterlesen]

 

  • Indonesia, Community Financial Institutions in Bali

 The Lembaga Perkreditan Desa (LPD) in Bali are the most recent form of local finance in Indonesia. Their establishment was initiated by the provincial government of Bali after several studies on local financial institutions in Indonesia had been presented at a seminar carried out by the Ministry of Home Affairs in 1984. By 1992, the government had established 650 of the 1,600 LPDs planned to be set up in each desa adat (custom village)... [weiterlesen]

 

  • Laos, Village banks, Roadmap scenarios

 The term microfinance as introduced in the early 1990s comprises financial intermediation between low-income savers and borrowers without access to commercial banks. In the Lao PDR, the Policy Statement for the Development of a Sustainable Rural and Microfinance defines microfinance as "the provision of a broad range of financial services, such as cash based credit, deposits, insurance, etc, to the poor, low-income households, and their micro-enterprises... [weiterlesen]